Terms of Use
Sections
Effective Date
The Terms of Use is effective December 8, 2023 for all Subscribers of the Affilinks Platform (“Affilinks”) who created an account on or after July 26 2021. In order to have a Affilinks Platform account, you accept and agree to the terms and conditions outlined on this page.
Please read on to learn the rules and restrictions that govern your use of the following online services: (i) the Affilinks Platform website located at https://www.Affilinks.com and all of our other websites to which these Terms are posted (the “Websites”); and (ii) any services, content, communications, and product features relating to the Website ((i) through (ii) collectively, the “Services”).
Should you have any questions, comments, or concerns regarding these terms or the Services, you may contact us using the details described under section Contact Information.
General Terms
These Terms of Use (the “Terms”) are a binding contract between you and Affilinks. (“Affilinks,” “we” and “us”). Your use of Affilinks’s Services in any way means that you agree to all of these Terms, and these Terms will remain in effect while you use the Services. These Terms include the provisions in this document as well as those in the Privacy Policy and any other relevant policies.
These Terms govern your use of the Affilinks Platform Services, including your use of the Services to access the website operated by Affilinks Platform to manage or conduct transactions on the Affilinks Platform demand deposit account (the “Affilinks Platform Account”) or the Affilinks Platform Debit Card (“Affilinks Platform Card”), both of which are made available by our partner bank (“Bank”) in agreement with Affilinks Platform. The Affilinks Platform Account and Affilinks Platform Card are governed by the Bank’s account terms and any other documents provided to you by or on behalf of Bank (collectively, “Partner Terms”), and by using the Affilinks Platform Services to access the banking services offered by Bank, you are agreeing to be bound by the Partner Terms.
Your use of or participation in certain Services may also be subject to additional policies, rules and/or conditions (“Additional Terms”), which are incorporated herein by reference; and, you understand and agree that by using or participating in any such Services, you agree to also comply with these Additional Terms.
Please read these Terms carefully. They cover important information about Services provided to you and any charges, taxes, and fees we bill you. These Terms include information about future changes to these Terms, automatic renewals, limitations of liability, a class action waiver, and resolution of disputes by arbitration as outlined in our Cardholder Agreement. Please note that your use of and access to our services are subject to the following terms. By using Affilinks Platform’s services, you are agreeing to these terms. If you do not agree to all of the terms provided, you may not use and/or cease use of or access to the Services in any manner.
Arbitration Notice and Class Action Waiver: Except for certain types of disputes described in the Arbitration Agreement section of our Cardholder Agreement, you agree that disputes between you and us will be resolved by binding, individual arbitration and you waive your right to participate in a class action lawsuit or class-wide arbitration.
Affilinks Platform is an all-in-one card issuance and processing platform dedicated to helping Subscribers (“Clients” or “you”) use a holistic approach to issue virtual debit cards and create embedded finance experiences. These Terms of Use (“Terms”) govern your use of the platforms upon which products and services are provided by Affilinks Platform and its affiliated businesses. (collectively “Affilinks Platform.”, “we”, “us”, or “our”). For purposes of these Terms, the Site, and our services are collectively called the “Services.”
It is important to note that these Terms govern your use of the site, Affilinks Platform Services, and your publication of or access to any Affilinks Platform content. By clicking “I Agree”, downloading, using, configuring, or accessing the Services, publishing or accessing any of Affilinks Platform content or otherwise signifying your acceptance of these Terms, you represent and warrant that (A) you are authorized to enter into these Terms for, and are doing so, (B) you can legally enter into these Terms and (C) you have read and understand and agree that you and each user shall be bound by these Terms of use and Affilinks Platform© Privacy Policy and all modifications and additions provided for. If you do not agree to these Terms of Use or the Privacy Policy, please do not use any of the Affilinks Platform Services or Products. By using Affilinks Platform’s Services, Platform, and Products, you are agreeing to and accept these Terms of Use.
Affilinks Services and Eligibility
To access and use the Site, other Affilinks Platform Services, and to publish or access any Affilinks Platform content, (“Content”) you must be at least 18 years of age. You must be a commercial entity operating in the U.S.. You must also agree to Affilinks Platform’s Agreement via E-Signature or Checkbox, which means your acceptance of these Terms and all other agreements with Affilinks Platform, such as our Privacy Policy and ACH Authorization, are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to Affilinks Platform and any Affilinks Platform product or service may be in electronic form.
By accessing or using any of the Affilinks Platform Services, publishing, or accessing any Affilinks Platform Content, you represent that:To access and use the Site, other Affilinks Platform Services, and to publish or access any Affilinks Platform content, (“Content”) you must be at least 18 years of age. You must be a commercial entity operating in the U.S.. You must also agree to Affilinks Platform’s Agreement via E-Signature or Checkbox, which means your acceptance of these Terms and all other agreements with Affilinks Platform, such as our Privacy Policy and ACH Authorization, are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to Affilinks Platform and any Affilinks Platform product or service may be in electronic form.
By accessing or using any of the Affilinks Platform Services, publishing, or accessing any Affilinks Platform Content, you represent that:To access and use the Site, other Affilinks Platform Services, and to publish or access any Affilinks Platform content, (“Content”) you must be at least 18 years of age. You must be a commercial entity operating in the U.S.. You must also agree to Affilinks Platform’s Agreement via E-Signature or Checkbox, which means your acceptance of these Terms and all other agreements with Affilinks Platform, such as our Privacy Policy and ACH Authorization, are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to Affilinks Platform and any Affilinks Platform product or service may be in electronic form.
By accessing or using any of the Affilinks Platform Services, publishing, or accessing any Affilinks Platform Content, you represent that:To access and use the Site, other Affilinks Platform Services, and to publish or access any Affilinks Platform content, (“Content”) you must be at least 18 years of age. You must be a commercial entity operating in the U.S.. You must also agree to Affilinks Platform’s Agreement via E-Signature or Checkbox, which means your acceptance of these Terms and all other agreements with Affilinks Platform, such as our Privacy Policy and ACH Authorization, are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to Affilinks Platform and any Affilinks Platform product or service may be in electronic form.
By accessing or using any of the Affilinks Platform Services, publishing, or accessing any Affilinks Platform Content, you represent that:To access and use the Site, other Affilinks Platform Services, and to publish or access any Affilinks Platform content, (“Content”) you must be at least 18 years of age. You must be a commercial entity operating in the U.S.. You must also agree to Affilinks Platform’s Agreement via E-Signature or Checkbox, which means your acceptance of these Terms and all other agreements with Affilinks Platform, such as our Privacy Policy and ACH Authorization, are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to Affilinks Platform and any Affilinks Platform product or service may be in electronic form.
By accessing or using any of the Affilinks Platform Services, publishing, or accessing any Affilinks Platform Content, you represent that:To access and use the Site, other Affilinks Platform Services, and to publish or access any Affilinks Platform content, (“Content”) you must be at least 18 years of age. You must be a commercial entity operating in the U.S.. You must also agree to Affilinks Platform’s Agreement via E-Signature or Checkbox, which means your acceptance of these Terms and all other agreements with Affilinks Platform, such as our Privacy Policy and ACH Authorization, are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to Affilinks Platform and any Affilinks Platform product or service may be in electronic form.
By accessing or using any of the Affilinks Platform Services, publishing, or accessing any Affilinks Platform Content, you represent that:To access and use the Site, other Affilinks Platform Services, and to publish or access any Affilinks Platform content, (“Content”) you must be at least 18 years of age. You must be a commercial entity operating in the U.S.. You must also agree to Affilinks Platform’s Agreement via E-Signature or Checkbox, which means your acceptance of these Terms and all other agreements with Affilinks Platform, such as our Privacy Policy and ACH Authorization, are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to Affilinks Platform and any Affilinks Platform product or service may be in electronic form.
By accessing or using any of the Affilinks Platform Services, publishing, or accessing any Affilinks Platform Content, you represent that:
You have not been previously suspended or removed from any of the Affilinks Platform Services;
You confirm that you are of Legal Age to form a binding contract with Affilinks Platform;
You are using Affilinks Platform Services and Content for legitimate purposes, are not participating in illegal or illicit activity, and are not circumventing applicable laws;
You will comply with these Terms and all applicable Local, State, and National and International Laws, Rules and Regulations; and,
You are not a competitor of Affilinks Platform and do not intend to use the Site or any of the Services for reasons that are in competition with Affilinks Platform or otherwise to replicate some or all of the Affilinks Platform Services for any reason.
We are constantly trying to improve our Services and these Terms may need to change along with our Services. We reserve the right to change the Terms at any time. If Affilinks Platform updates these Terms, it will update the “Effective Date” at the top of the Terms. If you don’t agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, you are agreeing to the changes and current version of the Terms.
When you sign up for an account you will be required to provide us with certain information or data to create and service your account. This includes, but is not limited to your contact details and information, business activities, business details, due diligence materials, beneficial owner(s), and controller(s). We may contact you as part of our due diligence process when reviewing information provided to request further documentation to mitigate risks. You must provide us with accurate, complete, and updated registration information about yourself and your business. You may not transfer your account to anyone else without our prior written permission approving the change. You will not share your account with anyone, and you are responsible for any activity associated with your account.
Third-Party Data & Privacy
The Services may contain links or connections to third-party websites or services that are not owned or controlled by Affilinks Platform. When you access third-party websites or use third-party services, you accept that there are risks in doing so, and that Affilinks Platform is not responsible for such risks.
Affilinks Platform has no control over, and assumes no responsibility for the content, accuracy, privacy policies, or practices of or opinions expressed in any third-party websites or by any third-party that you interact with through the Services. In addition, Affilinks Platform will not and cannot monitor, verify, censor or edit the content of any third-party site or service. We encourage you to be aware when you leave the Services and to read the terms and conditions and privacy policy of each third-party website or service that you visit or utilize. By using the Services, you release and hold us harmless from any and all liability arising from your use of any third-party website or service.
Your interactions with organizations and/or individuals found on or through the Services, are solely between you and such organizations and/or individuals. You should make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third-parties. You agree that Affilinks Platform shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings. If there is a dispute between members of the Services, or between members and any third-party, you agree that Affilinks Platform is under no obligation to become involved. In the event that you have a dispute with one or more other members, you release Affilinks Platform, its directors, officers, employees, agents, and successors from claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes and/or our Services.
You shall and hereby do waive California Civil Code Section 1542 or any similar law of any jurisdiction, which says in substance: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”
